Auto Loans
Whether you're shopping for a new or used car, recreational vehicle or motorcycle (or refinancing vehicles you already own to lower payments) HNCU has the rates and terms you deserve. Plus we'll finance OVER 100% to cover GAP Insurance, Extended Warranties and other extras that protect your investment. If you want to lower monthly payments on existing vehicle loans refinance at HNCU's low rates. If you have a low credit score or minimal credit history we can work with you. We'll help you build a positive credit record.
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| Loan Type |
Annual Percentage Rate (APR) |
Term |
|
Auto Loans
New, used and refi |
As low as
3.74% |
Up to
72 months |
|
Recreational Vehicle
New and used |
As low as
3.74% |
Up to
120 months |
|
New Motorcycle
New, used and refi |
As low as
4.49% |
Up to
60 months |
|
Extra Protection You Can Finance in Your Loan:
Gap Insurance
Gap Insurance offers big protection for a small cost. If your car is totaled before the loan is paid off Gap Insurance picks up the difference. You can't afford NOT to have it.
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Route 66 Extended Warranty
A Route 66 Extended Warranty protects your investment from expensive mechanical breakdowns, but it also comes with a $0 deductible, 24/7/365 Roadside Service, rental car benefits, 30-day money back guarantees, nationwide coverage, and is fully transferable.
With the Route 66 Extended Warranty's Open Enrollment you don't have to purchase your warranty when you financed your auto loan with HNCU, but at any time during the life of the vehicle.
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These rates are current as of February 1, 2018. The rate you pay depends upon your credit history. All applications subject to credit qualification. HNCU may offer other rates in the future. * APR= Annual Percentage Rate