Auto Loans
Whether you're shopping for a new or used car, recreational vehicle or motorcycle (or refinancing vehicles you already own to lower payments) HNCU has the auto loan rates and terms you deserve. Plus, our auto loans give you the option to finance GAP Insurance, Extended Warranties and other extras that protect your investment. Lower monthly payments on existing vehicle loans by refinancing your loan from another financial institution at HNCU's lower rates. If you have a low credit score or minimal credit history we can work with you on getting an auto loan that fits your needs. We'll help you build a positive credit record.
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| Loan Type |
Annual Percentage Rate (APR) |
Term |
|
Auto Loans
New, used and refi |
As low as
4.39% |
Up to
72 months |
|
Recreational Vehicle
New and used |
As low as
4.39% |
Up to
120 months |
|
New Motorcycle
New, used and refi |
As low as
4.49% |
Up to
60 months |
|
Payments
Auto Link - Auto Research & Car Buying Tools
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Extra Protection You Can Finance in Your Loan:
Gap Insurance
Gap Insurance offers big protection for a small cost. If your car is totaled before the loan is paid off Gap Insurance picks up the difference. You can't afford NOT to have it.
About Gap Insurance
Route 66 Extended Warranty
A Route 66 Extended Warranty protects your investment from expensive mechanical breakdowns, but it also comes with a $0 deductible, 24/7/365 Roadside Service, rental car benefits, 30-day money back guarantees, nationwide coverage, and is fully transferable.
With the Route 66 Extended Warranty's Open Enrollment you don't have to purchase your warranty when you financed your auto loan with HNCU, but at any time during the life of the vehicle.
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These rates are current as of February 1, 2018. The rate you pay depends upon your credit history. All applications subject to credit qualification. HNCU may offer other rates in the future. * APR= Annual Percentage Rate