$1,000 Off Mortgage Closing Costs*
- Competitive Rates
- Local Decision & Processing
- Save Time, Get Pre-Approved
Call Lisa at 720-872-8617 for more information or start your application now.
Auto - New Loan or Refi from another financial institution**
It's the perfect time to get a new or new to you vehicle. For a limited time, we have with loans as low 4.49% APR*. and we’re offering 65-days of no payments. Already have a loan with another financial institution, then Refinance with HNCU and this could you could get the same offer too! Make the most of your summer with our limited-time Summer Special!
- As low as 4.49% APR*.
- No payments for 65-days.
- Same rate, NEW OR USED.
- Flexible terms.
Apply now or call 303-450-0719 to speak with a Financial Service Representative.
Certificate Special
Expand your savings with this summer with our certificate special.
- 4.40% APY***.
- $500 Minimum Opening Deposit
Call 303-450-0719 to speak with a Financial Service Representative.
For new car terms of 60 months estimated monthly payment of $745.54. per $40,000 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.49% APR. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. 84-month used auto stipulations: Minimum loan amount is $25,000 and cannot be more than 2 years older than the current year, with FICO score of 760+
NMLS#619227. * The $1,000 lender credit will be applied to closing costs for purchases only. Loan must close within six (6) months of the application date. HNCU only offers financing on homes in Colorado. Property insurance is required. Equal Housing Opportunity.
**APR=Annual Percentage Rate. Not available on current loans held by HNCU, new loans only. Interest will continue to accrue on loan.
1(1 is in superscript) APY=Annual Percentage Yield. APY offered as of 5/19/25. Please see Truth-In-Savings: Share Certificates for more information.
All loans require a completed loan application and subject to credit qualifications. Membership required. Some restrictions may apply, one offer per loan. All Summer Special offers may be withdrawn at any time and are subject to change at HNCU’s sole discretion.