Understanding your credit doesn’t have to be complicated – at least not with HNCU’s MyCreditIQ. You now have everything you need in one easy-to-use dashboard, giving you access to your credit score, reports, and monitoring tools all in one place. With helpful alerts, trends, and guidance, you can stay informed, spot changes early, and make confident financial decisions - whether you’re planning ahead or just keeping an eye on your financial health.
Our no-fee plan covers all the essentials, and for just a small subscription fee you can upgrade to Premium, which gives you so much more to help you manage your credit and identity protection better.
Compare Plans
| BASIC - No Monthly Fee | PREMIUM - $6.99 a month plus tax | |
| MY CREDIT MANAGER | ||
| Experian® VantageScore® 3.0 | X | X |
| 3B credit monitoring and alerts | X | |
| IDENTITY PROTECT | ||
| Dark Web Monitoring | X | X |
| Social Security Number Monitoring | X | |
| Change of Address Monitoring | X | |
| Identity Theft Insurance and Restoration | X | |
| PRIVACY PROTECT | ||
| View exposed private information |
X | |
| Removal of personal information from data broker sites | X | |
| Ongoing web monitoring for newly exposed private info | X | |
| SUBSCRIPTION MANAGER | ||
| View online subscriptions |
X | X |
| Cancel online subscriptions | X | |
| BUILD CREDIT RENT | ||
| Build credit or establish credit history through rent reporting |
X |
Track All Your Key Credit Tools in One Place
| Credit Score Monitoring | Check your credit score anytime and see how it changes over time. |
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Alerts & Notifications |
Receive immediate alerts for important updates to your credit. |
| Credit Trends | Visualize your credit progress with easy-to-understand trends. |
| Credit Reports | Access your full credit report to see what lenders see. |
| Identity Protection | Monitor and safeguard your personal information against fraud. |
Get Started
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