Rates

Effective February 24, 2015

Share Certificates $0 to $9,999.99

Term APY Dividend Rate
3 Month 0.05% 0.05%
6 Month 0.10% 0.10%
12 Month 0.15% 0.15%
24 Month 0.25% 0.25%
36 Month 0.55% 0.55%
60 Month 1.25% 1.24%

 

For share certificates with terms of 6 months or less, the minimum balance is $500. The minimum balance is $1,000 for all share certificates over 6 months.

Share Certificates $10,000 TO $24,999.99

Term APY Dividend Rate
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
12 Month 0.35% 0.35%
24 Month 0.50% 0.50%
36 Month 0.80% 0.80%
60 Month 1.50% 1.49%

Share Certificates $25,000 to $49,999.99

Term APY Dividend Rate
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
12 Month 0.35% 0.35%
24 Month 0.50% 0.50%
36 Month 0.80% 0.80%
60 Month 1.50% 1.49%

 

For share certificates with terms of 6 months or less, the minimum balance is $500. The minimum balance is $1,000 for all share certificates over 6 months.

Share Certificates $50,000+

Term APY Dividend Rate
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
12 Month 0.35% 0.35%
24 Month 0.50% 0.50%
36 Month 0.80% 0.80%
60 Month 1.50% 1.49%

 

For share certificates with terms of 6 months or less, the minimum balance is $500. The minimum balance is $1,000 for all share certificates over 6 months.

Share Savings

Minimum Balance
APY Dividend Rate
$0 - $500
0.00% 0.00%
$501 - $2,000
0.03% 0.03%
$2,001 - $5,000
0.05% 0.05%
$5,001 - $20,000 0.07% 0.07%
$20,000+ 0.10% 0.10%

Polar Bear Kids Club and Teen Vision Club accounts automatically earn highest rate.

IRA Share Accounts

Minimum Balance
APY Dividend Rate
$25 0.10% 0.10%

Horizons Account

Minimum Balance
APY Dividend Rate
$25,000 0.20% 0.20%

$10 monthly fee if account falls below the minimum balance. No dividends are earned on the days that the account balance falls below the minimum balance.

Money Management Account

Minimum Balance
APY Dividend Rate
$2,500.00 - $10,000.00
0.05% 0.05%
$10,000.01+ 0.10% 0.10%

No dividends will be earned on the days that the minimum balance falls below $2,500.

Interest Checking

Minimum Balance
APY Dividend Rate
$0 - $499
0.00% 0.00%
$500 - $2,499
0.03% 0.03%
$2500+ 0.05% 0.05%

Minimum balance to earn dividends is $500. If balance falls below minimum during the month, no dividends are earned and a fee of $7.50 will apply.

IRA Share Certificates $0 TO $9,999.99

Term APY Dividend Rate
12 Month 0.15% 0.15%
18 Month 0.18% 0.18%
36 Month 0.60% 0.60%
60 Month 1.30% 1.29%

 

Minimum balance for IRA Share Certificates is $250.

IRA Share Certificates $10,000 TO $24,999.99

Term APY Dividend Rate
12 Month 0.40% 0.40%
18 Month 0.43% 0.43%
36 Month 0.85% 0.85%
60 Month 1.55% 1.54%

IRA Share Certificates $25,000 TO $49,999.99

Term APY Dividend Rate
12 Month 0.40% 0.40%
18 Month 0.43% 0.43%
36 Month 0.85% 0.85%
60 Month 1.55% 1.54%

 

Minimum balance for IRA Share Certificates is $250.

IRA Share Certificates $50,000+

Term APY Dividend Rate
12 Month 0.40% 0.40%
18 Month 0.43% 0.43%
36 Month 0.85% 0.85%
60 Month 1.55% 1.54%

 

Minimum balance for IRA Share Certificates is $250.

Annual Percentage Yields are accurate as of publication date and are subject to change without notice. Dividends are compounded daily and credited monthly on all accounts. The dividend period for all accounts is the calendar month. Additional deposits are not allowed on Share Certificates and IRA Share Certificates.

Savings

Horizon North CU Newsletter

HNCU Newsletter

Summer 2015

View Newsletter



Bright Horizon Awards

Bright Horizon Awards


Adams 12 >
Entry Form >
Past Winners >

Today's Rates

Auto Rates As Low As:
New Auto Loan: 2.79% APR
Used Auto Loan: 2.79% APR
Mortgage Rates As Low As:
15-Year Mortgage:
   3.125% 3.57% APR
20-Year Mortgage:
   3.625% 4.00% APR
30-Year Mortgage:
   3.875% 4.15% APR

See Savings Rates

Please Note:

You are now leaving the site.

  • The linked site is not owned or controlled by the credit union.
  • The credit union does not guarantee the products, information or recommendations provided by the linked site.
  • The credit union is not liable for any failure of products or services advertised by the linked site.
  • Privacy and security policies may differ from those practiced by the Credit Union.
  • The linked site's privacy policies may differ from those of HNCU and the credit union is not responsible for compliance with those policies.
Continue Decline