Checking Accounts

Our Regular FREE checking account let you access your money easily. Our Regular Checking Account Features:

• FREE Online Banking
• FREE Online Bill Pay
• FREE Mobile Banking*
• FREE QwikSnap Deposit – Remote Deposit Capture
• FREE Direct Deposit
• FREE Online Statements
• FREE Text Banking
• FREE 12/24 Phone Bank
• FREE Unlimited Check Writing 
• FREE Transactions at 30,000+ CO-OP Network ATMs
• FREE Transactions at 5,000+ Shared Branches Nationwide
• No Minimum Balance Required
• No Monthly Debit Card Fees
• No Per-check Fees

Our Interest-Bearing Checking account is free as long as you maintain a $500 minimum balance**. Not only do you earn a great rate on your balance you will receive all the benefits of having your checking account with HNCU:

• Dividends paid on balances $500+
• No fees or monthly service charge if minimum balance maintained
• FREE Online Banking
• FREE Online Bill Pay
• FREE Mobile Banking*
• FREE QwikSnap Deposit – Remote Deposit Capture
• FREE Direct Deposit
• FREE Online Statements
• FREE Text Banking
• FREE 12/24 Phone Bank
• FREE Unlimited Check Writing
• FREE Transactions at 30,000+ CO-OP Network ATMs
• FREE Transactions at 5,000+ Shared Branches Nationwide
• No Monthly Debit Card Fees
• No Per-check Fees

Our Business Checking account lets you access your money easily. For one low monthly fee, you have unlimited check writing and deposits, receive a free VISA® debit card and can manage your business account online or with your smartphone.

• FREE Online Banking
• FREE Online Bill Pay
• FREE Mobile Banking*
• FREE QwikSnap Deposit – Remote Deposit Capture
• FREE Direct Deposit
• FREE Online Statements
• FREE Text Banking
• FREE 12/24 Phone Bank
• FREE Unlimited Check Writing 
• FREE Transactions at 30,000+ CO-OP Network ATMs
• FREE Transactions at 5,000+ Shared Branches Nationwide
• No Monthly Debit Card Fees
• No Per-check Fees