Mortgage and Home Equity Loans made easy.

The loans you use to buy a home or manage the equity in your home are vital to building a strong financial future. HNCU offers all the mortgage products you need at rates you afford. We’re here to help you choose the best loans and make the most economical decisions.

Fixed-Rate Second Mortgage

  • Borrow up to 90% of your primary residence’s current value
  • Take up to 15 years to repay


  • 5.5% / 5-year
  • 6.0% / 10-year
  • 6.5% / 15-year

Apply in our branch.