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Individual Retirement Accounts

Horizons North Credit Union can help you plan for your future.

In addition to our financial planner, we also offer Individual Retirement Accounts. IRAs offer you a great opportunity to plan for your retirement.

Whatever your dreams for retirement, we'll help you get there.

IRA Share Certificates

  • Higher dividend rates provide greater earnings
  • Excellent Option for retirement planning
  • May have tax benefits (Consult your tax advisor)
  • A variety of terms for maturity available
  • Early withdrawal penalties apply
  • $500 minimum balance

IRA Share Accounts

  • Dividends tied to market rates, providing consistently higher returns
  • Deposits may be made at any time
  • No set maturity date
  • $25 minimum balance

Please refer to the Membership & Account Agreement, Truth-in-Savings Disclosures, Loan Agreements and Fee Schedule for specific account requirements and restrictions.